Human acts have two distinct attributions: creation (khalq) belongs to Allah and acquisition (kasb) belongs to the servant. Allah creates the act; the servant chooses and acquires it through intention and choice.
Treating a person as an independent creator of their acts denies dependence on Allah’s creative power. Erasing choice and acquisition altogether makes accountability, commands, prohibitions, reward, and punishment unintelligible.
Affirming both creation and acquisition preserves the divine and human dimensions of the act without confusing them.