وَأَفْعَالُ الْعِبَادِ (هِيَ) خَلْقُ اللَّهِ وَكَسْبٌ مِنَ الْعِبَادِ
The actions of servants are created by Allah and acquired by the servants.
Claim under examination: One person argues that if Allah creates actions, human acquisition is false; another affirms acquisition by denying divine creation.
What the text establishes: The passage jointly affirms khalq Allāh and kasb min al-ʿibād. Creation and acquisition are distinct relations; affirming one does not cancel the other.
What does not follow: Inferring absolute compulsion from creation or independent creative power from acquisition are two unsupported additions.
Application: Illustrate “Allah creates; the servant acquires” with an example.