Case: Someone believes in the final reckoning but treats questioning and reward or punishment in the grave as merely alternative names for that same final judgment.
The intermediate life after death, questioning and conditions in the grave, then resurrection and reckoning are distinct affirmed realities. The Angel of Death’s duty, the recording of deeds by the noble scribes and their later disclosure form a connected sequence.
Affirming one stage does not erase another. Conduct in this life, the intermediate state and universal reckoning on the Last Day each have their proper place.