«وَحُبُّهُ عِنْدَ ذَوِي الْحَقَائِقِ يَدْعُو إِلَى ارْتِكَابِ سَخَطِ الْخَالِقِ»
Those who perceive realities see that excessive love of it can invite actions displeasing to the Creator.
Dhawū al-ḥaqāʾiq are people of discernment; irtikāb is committing an act; sakhaṭ displeasure. The endings form an audible link between moral insight and divine judgment.
The focus is ḥubbuhu, attachment to wealth. The verse warns of the risks of unchecked desire; it does not logically assert that possessing any money makes a person sinful.