إِنَّ الْإِنْسَانَ لَفِي خُسْرٍ إِلَّا الَّذِينَ آمَنُوا
Humankind is in loss, except those who believe. (العصر: 2–3)
Al-insān introduces a broadly human judgment. Illā alladhīna then excludes a class from that generality. It is therefore misleading to quote the second verse alone as an unconditional final judgment on every individual: the exception limits the statement.
The pattern first establishes the seriousness of the condition and then describes the attributes of those spared it. This general-to-exceptional movement creates sustained attention and supplies the internal logic of the surah, rather than merely appending an unrelated list of virtues.