الَّذِي جَمَعَ مَالًا وَعَدَّدَهُ
Who amassed wealth and counted it over. (الهمزة: 2)
The relative expression alladhī adds identifying behavior to the condemned person: wealth is amassed and repeatedly reckoned. The relative clause deepens the portrait rather than introducing an entirely unrelated individual.
Collecting wealth is not condemned indiscriminately by the mere occurrence of the verb jamaʿa. The negative evaluation arises from the surah’s combination of scornful conduct, obsessive accumulation, and an imagined security beyond mortality. Context restrains overly broad inferences.
Mālan is an indefinite direct object and gives no fixed amount. The pronoun in ʿaddadahū refers to the wealth, with repeated reckoning prominently depicted.