وَقَالَ الْإِنْسَانُ مَا لَهَا
And the human being says: What has happened to it? (99:3)
Mā is interrogative; lahā refers to the earth’s condition. Following the violent shaking and the emergence of burdens, the question expresses a naturally arising response of bewilderment. Its effect is wonder and alarm, not merely the request for ordinary information.
Al-insān can function generically for humankind. The rhetorical portrait does not require every individual to pronounce precisely the same words; the verse captures the human response to the extraordinary event.