وكذلك إذا استهلك الراهن الرهن
Translation: A corresponding rule applies if the pledgor himself destroys the pledged property.
Itlāf is destruction attributable to a person’s act and giving rise to financial liability. It must be distinguished from loss occurring without a person’s destructive act.
The pledgor may own an object, but once it secures another person’s claim, destroying it does not wipe out that claim. A monetary substitute is required under the relevant rule.
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Destruction versus accidental loss of collateral
Kitab al-Rahn: Manumission, Destruction and Liability for Injury
وكذلك إذا استهلك الراهن الرهن
Translation: A corresponding rule applies if the pledgor himself destroys the pledged property.
Itlāf is destruction attributable to a person’s act and giving rise to financial liability. It must be distinguished from loss occurring without a person’s destructive act.
The pledgor may own an object, but once it secures another person’s claim, destroying it does not wipe out that claim. A monetary substitute is required under the relevant rule.