وجناية المرتهن عليه تسقط من دينه بقدرها
Translation: Damage to the pledge caused by the pledgee reduces the debt by the compensable amount.
The pledgee does not own the pledged object. If the pledgee damages it, that wrongful act has a financial consequence. Al-Quduri describes a corresponding reduction in the debt claim.
This is not a discretionary gift or cancellation of the entire loan; it is an accounting consequence of assessed injury.
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Pledgee-caused injury reduces the claim
Kitab al-Rahn: Manumission, Destruction and Liability for Injury
وجناية المرتهن عليه تسقط من دينه بقدرها
Translation: Damage to the pledge caused by the pledgee reduces the debt by the compensable amount.
The pledgee does not own the pledged object. If the pledgee damages it, that wrongful act has a financial consequence. Al-Quduri describes a corresponding reduction in the debt claim.
This is not a discretionary gift or cancellation of the entire loan; it is an accounting consequence of assessed injury.