LessonsKitab al-Rahn: Misuse, Loan Back, Liability and Death of the PledgorQuiz

The pledgee has a security right to retain possession until the secured debt is discharged. Retention alone does not confer a general right to use, rent out, or sell the owner’s property.
A creditor holding pledged jewelry may not treat it as his own jewelry. Driving a pledged vehicle for personal errands is different from preserving it in custody. Any distinct permission must be assessed separately under the governing rules.

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Possession is not permission to use

Kitab al-Rahn: Misuse, Loan Back, Liability and Death of the Pledgor

The pledgee has a security right to retain possession until the secured debt is discharged. Retention alone does not confer a general right to use, rent out, or sell the owner’s property.
A creditor holding pledged jewelry may not treat it as his own jewelry. Driving a pledged vehicle for personal errands is different from preserving it in custody. Any distinct permission must be assessed separately under the governing rules.