An orchard’s produce forms accessory growth of the pledged original. First distinguish costs of securing the storage location from costs of maintaining the orchard. Next determine whether the new item is natural produce or a separately and deliberately added pledged asset.
Loss of produce calls for the accessory-loss rule. Loss of the original with produce surviving calls for date-sensitive allocation. If the amount secured is itself increased, the named Hanafi disagreement must be applied.
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Kitab al-Rahn: Storage Costs, Growth and Additional Collateral
An orchard’s produce forms accessory growth of the pledged original. First distinguish costs of securing the storage location from costs of maintaining the orchard. Next determine whether the new item is natural produce or a separately and deliberately added pledged asset.
Loss of produce calls for the accessory-loss rule. Loss of the original with produce surviving calls for date-sensitive allocation. If the amount secured is itself increased, the named Hanafi disagreement must be applied.