The lessee is not an insurer of the asset. But if misuse or negligence causes damage, the lessee must compensate the owner for that damage.
This distinction is central: normal ownership risk stays with the lessor, while loss caused by the lessee's own fault becomes the lessee's responsibility.
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Leasing (إجارة): Basic Rules of a Valid Lease
The lessee is not an insurer of the asset. But if misuse or negligence causes damage, the lessee must compensate the owner for that damage.
This distinction is central: normal ownership risk stays with the lessor, while loss caused by the lessee's own fault becomes the lessee's responsibility.