ولا بين المسلم والحربي في دار الحرب
Translation: Nor, under this historical doctrinal position, is riba deemed to arise between a Muslim and a harbi in dar al-harb.
The final Quduri clause concerns a Muslim and a harbi in the historical legal territory termed dar al-harb. This belongs to classical inter-polity law and cannot be equated automatically with any contemporary non-Muslim country or individual.
Hanafi commentaries report disagreement: a qualified allowance from Abu Hanifa and Muhammad, opposed by Abu Yusuf and other jurists. This clause is not a blanket authorization to take property unlawfully, disregard modern laws, or declare present-day banking contracts automatically permissible.