فاضلا عن مسكنه وثيابه وأثاثه وفرسه وسلاحه وعبيده للخدمة
Translation: The nisab must be surplus to his dwelling, clothing, furnishings, horse, weapon, and service slaves.
“Surplus to” means the threshold is considered after allowing for indispensable personal needs. A dwelling, ordinary clothes, and essential household possessions illustrate this principle.
The horse, weapon, and service-slave examples reflect the manual’s historical setting. Their inclusion preserves the text; applying the broader essential-needs principle today requires appropriate juristic assessment.