An animal kept for private riding does not automatically count as trade inventory, although the disputed special horse-livestock rule is a separate question.
A horse acquired for resale can be assessed with other business inventory, under the regular rules governing trade goods. Its sex is not the controlling issue for trade zakat.
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Zakat on Horses, Mules, Donkeys, and Young Livestock
An animal kept for private riding does not automatically count as trade inventory, although the disputed special horse-livestock rule is a separate question.
A horse acquired for resale can be assessed with other business inventory, under the regular rules governing trade goods. Its sex is not the controlling issue for trade zakat.