فَإِذَا كَانَتْ مِائَتَيْ دِرْهَمٍ، وَحَالَ عَلَيْهَا الْحَوْلُ: فَفِيهَا خَمْسَةُ دَرَاهِمَ.
Translation: When the silver amounts to 200 dirhams and a year has passed over it, five dirhams are due as zakat.
Two core requirements appear together: completion of nisab and passage of the zakat year. At this threshold, the due amount is five dirhams.