فَقَالَ رَسُولُ اللَّهِ ﷺ: «إِذَا كَانَ يَوْمُ الْقِيَامَةِ، يُحْسَبُ مَا خَانُوكَ وَعَصَوْكَ وَكَذَبُوكَ، وَعِقَابُكَ إِيَّاهُمْ».
Translation: The Messenger of Allah ﷺ said that, on the Day of Resurrection, their betrayal, disobedience and lies would be reckoned, as would the punishment the man had inflicted on them.
إِذَا كَانَ يَوْمُ الْقِيَامَةِ introduces a future time: “when the Day of Resurrection comes.” The passive verb yuḥsabu means “will be reckoned.” Both the alleged misconduct and the response are included in the reckoning.
A decision someone makes in their own favor during worldly life is therefore not necessarily the final judgment before Allah.