لِصَاحِبِ الْحَقِّ مَقَالًا
“The person who has a right has a say.”
A debtor may not refuse to discharge a genuine obligation merely because the creditor spoke unpleasantly. At the same time, someone demanding a legitimate right should seek to remain fair and courteous.
For example, if a borrowed object is not returned when due, its owner may ask for it back. The borrower should neither mock the request nor evade it; if return is genuinely difficult, the borrower should explain the situation and seek a reasonable arrangement.
Good repayment and respectful speech are distinct qualities that support one another.