غِنَاكَ قَبْلَ فَقْرِكَ encourages using available financial means for worthy needs and generosity. فَرَاغَكَ قَبْلَ شُغْلِكَ reminds us that leisure available today may disappear as obligations increase. فَرَاغ means free time; شُغْل means occupation or preoccupation.
Example 1: A person with means helps someone in need while continuing to meet family responsibilities.
Example 2: A student reserves some free time for regular study and revision.
The purpose is neither contempt for wealth nor nonstop work. It is setting beneficial priorities with balance.