Repaying debts is a serious obligation, so financial terms should be clear and honest from the beginning. At the same time, harsh treatment of a truly distressed debtor, especially when essential needs are at stake, conflicts with compassion.
Example 1: Review a debtor’s genuine hardship and agree on a feasible new repayment date.
Example 2: If able, forgive part of the debt and record the agreement clearly.
Example 3: Someone who can pay but deliberately delays presents a different problem from a person who truly lacks means.
أَنْظَرَ is extending time; وَضَعَ is reducing or forgiving a debt. The two actions are related but not identical.