«والمال لزيد، وخالد ذو مال»
And the property belongs to Zayd, and Khalid possesses property.
In derivative predication (ḥaml bi-l-ishtiqāq), the subject–predicate relation is expressed through a mediator such as fī, the possessive lām, or dhū (“possessing”).
“The property belongs to Zayd” states ownership; it does not identify the property with Zayd. “Khalid possesses property” gives Khalid a relation to wealth, not an identity with wealth. The intermediary matters to the claim's structure.