بَلَىٰ مَنْ كَسَبَ سَيِّئَةً وَأَحَاطَتْ بِهِ خَطِيئَتُهُ
Yes indeed: whoever earns an evil deed and is encompassed by wrongdoing. (Qur’an 2:81, opening clause)
The verse appeals to accountability in relation to actions rather than a community’s hereditary label. The rest of the verse proceeds to punishment; the immediate interpretive point here is the general form of the argument.
Man (whoever) is not the name of one ethnic lineage. It undercuts any claim that belonging to a named community alone removes the possibility of responsibility. The verse is not a license for us to pronounce an individual’s final fate on our own authority.