قَالَتِ الْأَعْرَابُ آمَنَّا ۖ قُلْ لَمْ تُؤْمِنُوا وَلَٰكِنْ قُولُوا أَسْلَمْنَا
The Bedouins said, “We believe.” Say: “You have not yet believed; rather say, ‘We have submitted.’” (49:14)
This verse appears to establish Islam without faith, since one is affirmed while the other is denied. That is a serious textual objection, not a phrase to ignore.
Its interpretation turns on the distinction between outward submission or profession and inward assent. The verse can distinguish the two states in this particular setting without showing that genuinely valid submission is independent of faith in the technical sense.