Jamʿ attributes one ruling to several items. Tafrīq draws a distinction between comparable items.
FigureDiagnostic questionEffect
JamʿWhat judgment is shared?Unity
TafrīqWhat difference separates the pair?Distinction
“Wealth and children are adornments” attributes one property to both. A patron's gift and a cloud's gift described at different levels establish a contrast in value.
The reader should identify whether the speaker is stressing commonality or discrimination.