LessonsKitab al-Rahn: Pledge Formation, Possession, Liability and Eligible CollateralQuiz

Two people own half of an agricultural field each. One offers “my undivided half” as collateral. That is an undivided interest, which fails Quduri's rule in this form.
If the holding is legally partitioned and a distinct, separately possessable plot becomes his property, the specific objection based on undivided status may no longer apply, provided the remaining pledge requirements are met.
The distinction is between a fractional, unpartitioned ownership interest and a defined, possessable asset.

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Undivided interest versus identified property

Kitab al-Rahn: Pledge Formation, Possession, Liability and Eligible Collateral

Two people own half of an agricultural field each. One offers “my undivided half” as collateral. That is an undivided interest, which fails Quduri's rule in this form.
If the holding is legally partitioned and a distinct, separately possessable plot becomes his property, the specific objection based on undivided status may no longer apply, provided the remaining pledge requirements are met.
The distinction is between a fractional, unpartitioned ownership interest and a defined, possessable asset.