This arrangement is commonly called lease-to-own (إجارة واقتناء). It combines genuine leasing during the financing period with a separate route for ownership transfer at the end.
Two safeguards are central: the transfer promise should be in a separate document, and it should be unilateral rather than a future bilateral sale already binding on both sides.
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Leasing (إجارة): Late Payment, Termination and Ownership at the End
This arrangement is commonly called lease-to-own (إجارة واقتناء). It combines genuine leasing during the financing period with a separate route for ownership transfer at the end.
Two safeguards are central: the transfer promise should be in a separate document, and it should be unilateral rather than a future bilateral sale already binding on both sides.