Comfortable housing, suitable clothing, and good food do not by themselves prove arrogance or excess. The problem arises when a person harms others’ rights for display, takes on irresponsible burdens, or neglects worship in pursuit of comforts.
إِيَّاكَ وَالتَّنَعُّمَ is a concise warning construction. Understanding it requires attention not merely to the cost of goods but to greed, excess, and the person’s priorities. Moderation concerns both the heart’s attachment and outward conduct.